Denial of LTD Claim - Burke Harvey, LLC | Injury & Accident Lawyers in Birmingham, Alabama
Disability Claim Denial Attorneys
Keep Moving Forward – Hire a Skilled LTD Lawyer for a Denied Claim
Receiving denial of a disability claim you have submitted for long term disability benefits can be a frustrating and panic-inducing experience; when you are counting on financial assistance from your insurance carrier and are denied, you can quickly run out of viable options for paying your bills. Despite the immediate fear and worry you feel when receiving a denial notice, it is important to note that an initial denial of your claim does not necessarily mean that you have reached the end of your quest for benefits.
At the law firm of Burke Harvey, LLC, our LTD lawyers understand the anxiety you may feel when you have been denied long term disability benefits. Fortunately, you are not alone in your denial; a large percentage of individuals are denied a benefits claim on their first attempt. While your denial is not an uncommon occurrence, it is a sign that you should hire an attorney to help you going forward.
With more than 50 years of combined experience, we have the skills and knowledge needed to help clients who have had their initial LTD benefits claims denied for a wide range of reasons, including:
- Insufficient information
- Improperly completed or filed documents
- Missing medical records
- Lack of coverage
- Insufficient proof of your symptoms and injuries
Nationwide LTD Lawyers: Addressing the Reasons Behind Your Denial
If your insurance company denies your claim, by law they must inform you in writing of the denial. The denial letter must contain the reason for the denial, the specific policy or provision used to deny your claim, any additional information you must provide to validate your claim and the options you have for appealing the decision.
Our staff will carefully examine the insurance company’s denial letter in an effort to determine your best course of action going forward. Once the cause of your denial has been determined, we will help you address your claim’s weaknesses by gathering additional information, further consulting your doctor and resubmitting your application in a more concise format.
Throughout our service to you, we will carefully explain your rights to appeal the denial of your claim, and will work to help you complete your appeal in the manner that offers you the best chance of successfully obtaining the benefits you are entitled to.
If you have been denied LTD benefits, don’t panic. Call us.
If you have received notice that your insurance carrier has denied your claim for long term disability benefits, don’t panic; a large number of claims are denied upon initial review.
While you shouldn’t spend too much time worrying about your denial, you should contact an attorney to discuss your options to appeal the decision. Our staff offers free consultations to give you the chance to discuss your concerns and learn more about your options. We also offer our services on a contingent fee basis, meaning that you do not pay legal fees unless we are successful in helping you obtain benefits.
Contact us online or call 888-880-9046 to schedule your free consultation with our national long term disability attorneys.
“My experience working with Burke Harvey, LLC., was a very encouraging one. Their firm took on one of the most difficult insurance companies to work with and we prevailed. I am very impressed with their services. This was a Long Term Disability claim that we won. I would recommend this law firm to anyone who’s seeking legal counsel, in such cases. Again, my thanks to Peter Burke and staff for the outstanding job.”
Leslie Illinois — 3/26/2012