Experienced Guidance Through Long Term Disability Claims and Appeals
Carpal tunnel syndrome is a common and very painful condition that can dramatically limit your ability to function at work or in your daily life. Commonly caused by repetitive motion, rheumatoid arthritis or diabetes, carpal tunnel syndrome often presents as an aching in your wrists that extends to your hand or forearm. More advanced symptoms of carpal tunnel syndrome include tingling or numbness, radiating or shooting pain and weakness in your hands.
If your carpal tunnel symptoms prevent you from working, or directly impair your ability to work full time, you may qualify for long term disability benefits under your employer’s coverage plan. Unfortunately, it is much easier to determine your eligibility than it is to actually obtain the benefits you are entitled to; a large percentage of LTD claims related to carpal tunnel syndrome are denied by insurance companies each year.
Carpal Tunnel Syndrome and Long Term Disability Claims
Our carpal tunnel syndrome Long Term Disability attorneys understand how painful it can be to suffer from the condition. We also understand how important your long term disability benefits are when you are unable to work. With more than 50 years of combined experience, we have the skills and knowledge needed to provide answers to all of your questions, including:
Why do insurance companies deny so many carpal tunnel claims? Carpal tunnel syndrome is a common condition that can be documented and medically diagnosed with relative ease. So why do so many claims still get denied? Well, insurance companies feel that surgery can end your pain and allow you to go back to work; many carriers will deny your claim if you do not explore the option of surgery.
This is in fact not a true requirement of LTD policies – you do not have to undergo surgery before you qualify for benefits.
What can you do about a denial? Our staff will not allow you to be pushed around by insurance companies trying to save a few dollars. We will help you gather all necessary information to demonstrate the impact carpal tunnel syndrome has had on your ability to work, and file your disability claim or appeal in the manner that satisfies the insurance companies requirements. If they continue to deny your claim, we will help you file an ERISA lawsuit, sending your case to a federal judge who will review it and make a ruling on your benefits.
Contact us online or call (205) 881-0555 to schedule a free consultation to discuss your concerns with a LTD lawyer.
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