Long Term Disability

Summertime and I’m Feeling Fine?

Most of us don’t give much thought to the occasional mosquito, flea or tick bite. With temperatures on the rise, it’s common to spend more time outdoors enjoying nature. It’s important to take precautions before hitting the trail, however, as some of those bites aren’t just dangerous—they are potentially life-threatening. In a recent study by…

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Dealing with Chronic Pain

Complex regional pain syndrome (CRPS), also known as reflex sympathetic dystrophy (RSD), is a chronic disorder of a portion of the body, usually the arms or legs, which manifests as pain, swelling, limited range of motion and changes to the skin and limbs. It may initially affect one limb and then spread throughout the body.…

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New Research Offers Potential Hope for Lupus Sufferers

For patients who suffer from lupus, their immune cells attack the body’s own tissue and organs as if they are enemy invaders. There are many kinds of lupus, but the most common and severe kind is systemic lupus erythematosus (SLE). SLE most often harms the heart, joints, skin, lungs, blood vessels, liver, kidneys and nervous…

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When It’s More Than A Concussion

A traumatic brain injury, or TBI, occurs when an external force injures the brain. Causes include slips/trips/falls, vehicle collisions, military incidents, construction incidents, sports and violence. Brain trauma occurs as a consequence of a sudden acceleration or deceleration within the cranium or by a complex combination of both movement and sudden impact. The general term…

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When Fibromyalgia Changes Your World

For many people, dealing with chronic pain is a way of life and it often leads to secondary issues like depression and anxiety. Diagnoses like fibromyalgia are difficult to understand and even harder to treat. Fibromyalgia is a medical condition characterized by chronic widespread pain and a heightened pain response to pressure. Other symptoms include…

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Lyme Disease Can Lead to Long-term Disability

You have a great time hiking in the woods or even working in your own backyard, but it isn’t until later that you realize you have a tick on you. You pluck the tick off and go about your business, not realizing that what has been left behind could make you very sick. Lyme disease…

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The Standard Reversed for Ignoring Medical Evidence and Improper Denial

Marcin v. Reliance Standard Life Ins. Co., No. 16-7125, 2017 WL 2818648 (June 30, 2017). Affirming the judgement of the district court, the United States Court of Appeals for the District of Columbia held that Reliance Standard Life Insurance Company acted unreasonably when it failed to properly consider the downward progression of one of its…

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Fourth Circuit Prevents Arbitrary and Baseless Denial of Benefits

Solomon v. Bert Bell/Pete Rozelle NFL Retirement Plan, No. 16-1730, 2017 WL 2695191 (4th Cir. June 23, 2017). Recently, the 4th Circuit determined that the Bert Bell/Pete Rozelle NFL Retirement Plan and the NFL Player Supplemental Disability Plan abused its discretion when it denied ex-NFL player Jesse Solomon a certain category of long-term disability benefits,…

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The Seventh Circuit Recognizes Fibromyalgia Disabling Based on Subjective Complaints

Recently, in Kennedy v. The Lilly Extended Disability Plan, the Seventh Circuit Court of Appeals upheld the district court’s award of summary judgment for long-term disability benefits to Cathleen Kennedy. Kennedy primarily suffered from the debilitating disease fibromyalgia. The Seventh Circuit affirmed that it was unreasonable for her insurance provider, “Lilly,” to conclude that fibromyalgia…

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